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For agents and brokers

Partner with My Live Health.

For licensed agents and agencies who want multi-carrier access, real support during the enrollment rush, and a partner who does not compete for the client relationship.

The partnership

Built around the work agents actually do.

Most of an agent year is spent on two things: figuring out what is available in a specific county, and chasing applications through to an active effective date. That is where we help.

My Live Health works with independent agents and agencies across individual and family coverage, Medicare, and ancillary lines. You keep your clients and your book. We add carrier access, county-level plan knowledge, and the operational support that makes November through January survivable.

Nothing here is a promise of appointment: carriers decide who they appoint, and states decide who they license. What we can promise is a straight answer about whether a partnership fits before either of us spends time on paperwork.

  • Access to individual, family, Medicare, dental, vision, and supplemental lines in one relationship
  • Help matching a case to the carriers that actually write business in that county
  • Quoting and enrollment support during the busiest weeks of the year
  • Back-office help with applications, effective dates, and follow-up on pending cases
  • Marketing material reviewed against carrier and regulator requirements before it goes out
  • Commissions paid by the carriers under their published schedules, with no fee charged to you
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Contracting questions

We do not run a separate broker portal. Send a message with your name, agency, resident state, and the lines you write, and a member of the team will reply.

Contact us

Getting started

Three steps, no long sales cycle.

01 Tell us about your book

States, lines, and volume

Start with where you hold a resident or non-resident license, which lines you write today, and roughly how many cases you handle in a year. That tells us which carriers and which support model make sense.

02 Contracting and appointments

Carrier by carrier, state by state

Selling a carrier product requires an appointment with that carrier in that state. We help you work through the contracting paperwork and keep track of what is approved, what is pending, and what still needs a signature.

03 Start writing cases

Quote, enroll, and hand off nothing

You keep the client relationship. We support the parts that slow agents down: county-level plan availability, subsidy questions, enrollment windows, and the follow-up that turns a submitted application into active coverage.

Licensing and compliance

Questions agents ask first.

Requirements change by state, by carrier, and by plan year. Confirm the current rules with your state department of insurance and each carrier before you market anything.

Do I need a separate license for each state?
Yes. Insurance producer licensing is state by state. You need a resident license in your home state and a non-resident license in each additional state where you solicit or sell, plus an appointment with the carrier whose product you are writing in that state. Continuing education requirements follow the state that issued the license.
What is required to sell marketplace plans?
To help consumers enroll in plans through the federal marketplace, agents complete the annual Marketplace registration and training and sign the applicable agreements before the plan year begins. States that run their own exchange set their own registration and training requirements. Registration has to be renewed every year, so plan for it before Open Enrollment starts on November 1.
What is required to sell Medicare plans?
Selling Medicare Advantage or Part D products requires an active license, an appointment with the carrier, and completion of annual training and product certification before you can market for the coming plan year. Medicare marketing is governed by CMS rules that cover how you may contact beneficiaries, what you can say, scope of appointment documentation, and how calls are recorded and retained. Those rules are stricter than most other lines, and carriers audit against them.
How are commissions handled?
Carriers pay commissions under their own published schedules, which vary by product, state, and whether a case is new business or a renewal. Medicare Advantage and Part D commissions are capped by CMS. We do not charge agents a fee to work with us, and we do not take a cut that the carrier has not disclosed in its schedule.
Can an agency partner with you rather than an individual agent?
Yes. Agencies work with us on case support, carrier access, and overflow during Open Enrollment and the Medicare Annual Enrollment Period. Tell us your agency name, the states you are licensed in, and the lines you write, and we will start from there.

Consumer-facing answers live on the insurance FAQ page, which is a useful thing to send a client mid-conversation.

Agent and agency inquiries

Tell us about your book.

Send your name, agency, resident state, and the lines you write. We will tell you honestly whether a partnership makes sense.

Contact usAbout My Live Health